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Cyber Insurance forMental Health Practices

Mental Health Practices manage 1,500–4,000 patient records on average. The top cyber threat is psychotherapy notes exposure. Average premiums range from $1,500–$3,200/year depending on practice size, location, and security controls.

1,500–4,000
Avg. Patient Records
$125–$267/month
Monthly Premium
Psychotherapy notes exposure
Top Cyber Risk
$1,500–$3,200/year
Annual Premium Range
Primary Threat

Psychotherapy notes exposure

Mental health records receive heightened HIPAA protection under 45 CFR § 164.508. Psychotherapy notes breaches carry elevated regulatory penalties and catastrophic reputational damage. Telehealth platform vulnerabilities compound the risk.

Risk Factors

Common HIPAA Violations in Mental Health Practices

These are the violations cyber insurers see most frequently when underwriting mental health practices. Each one increases your premium — or disqualifies you from coverage entirely.

Psychotherapy notes stored outside HIPAA-compliant systems
Telehealth platforms (Zoom, Doxy.me) without BAAs
Session recordings stored on personal devices
Substance abuse records (42 CFR Part 2) handling violations
No encryption on email communications with patients
What You Need

Essential Coverage for Mental Health Practices

Enhanced breach response for sensitive mental health records ($75K–$200K)
Regulatory defense including 42 CFR Part 2 violations
Telehealth platform liability coverage
Reputational harm and crisis PR coverage
Patient notification with enhanced credit/identity monitoring

How HIPAA Agent Helps You Get Better Coverage at Lower Premiums

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Free Security Assessment

Our AI-powered risk assessment identifies your practice's specific vulnerabilities and compliance gaps — the same factors insurers use to price your policy.

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Compliance Documentation

We generate the HIPAA policies, risk assessments, and training records that insurers want to see. Documented compliance = lower premiums.

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Penetration Testing

Our HIPAA-focused pentest proves your security posture to underwriters. Practices with recent pentests qualify for 10–25% premium discounts.

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Broker Connection

We connect you with cyber insurance brokers who specialize in healthcare. They understand HIPAA requirements and can find coverage that actually matches your risk profile.

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Cyber Insurance for Other Specialties

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HIPAA Compliance for Mental Health Practices

Beyond insurance — get the compliance platform, staff training, and penetration testing that keeps your practice protected and your premiums low.

Compliance Guide →

Get Your Free Cyber Insurance Readiness Assessment

Find out where your practice stands before you apply for coverage. Our AI identifies the gaps that drive up premiums — and helps you fix them before insurers see them.

Start Free AssessmentTalk to a Broker